Jordan Spizikes Insurance 101 - Undermining Americ

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urance is yet another unquestioned social reflex. You just buy it. You must. The banker insists you have to purchase insurance or you don’t get the loan. Your government orders you to buy auto insurance at any cost. Hence,[link widoczny dla zalogowanych], it must be really good for you. Hell, why not stock up on some of the non-mandated insurances as well? You can’t have too much of a good thing. Can you?
Somewhere in the dark, murky corners of our minds we hide our thoughts. Like The Emperor’s New Clothes,[link widoczny dla zalogowanych], no one screams out, “But he has nothing on!” or “Hey, this is just bullshit!” You are not alone in the darkness. We all think it. So you are no longer scared to speak, here are some of those secret thoughts voiced out loud for the first time:
1) If I speak out against insurance,[link widoczny dla zalogowanych], I will be jinxed. My home will surely burn to the ground and I will look like a moron.
2) If I speak out against insurance, some pecker-head who heard me will have an accident and sue me because folks are not responsible for their own choices.
3) Insurance is betting against myself. Why would I bet against me?
4) If insurance companies must charge such high premiums because they’re losing so much in payouts, how do they afford all those big buildings?
5) What do insurance companies sell? Air? Promises they intend to deny via small print? Contracts? Wouldn’t I rather buy an IHOP franchise with that money?
6) If government represents the people, why do they make me, a people, a criminal when I cannot afford auto insurance to get to work and feed my family?
7) How much in dollars and perks do insurance lobbyists put into the pockets of politicians?
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Do I really need trip-cancellation insurance? Why would I buy a dream trip, and then bet on my canceling it at the last moment?
9) If I put all the money I spend on insurance into the bank or toward building success, how much money would I have for coping with my problems on my own terms?
10) If I buy the extended warranty, will I remember I have it or be able to find it when my widget explodes?
11) Shouldn’t companies make quality widgets that last three years in the first place?
12) And finally, did Jennifer Lopez really insure herself for hundreds of millions of dollars? What? She is already rich. The agent who sold this policy is phenomenal.
Yes, we all know the system is way out of hand,[link widoczny dla zalogowanych]! The blame lies with insurance companies, greedy bankers, spineless politicians and with the Masses unquestioningly supporting these absurdities. Every frivolous lawsuit provides government an excuse for mandating people be protected from themselves via costly insurances and removal of individual freedoms.
Before long, we will be required to carry Coffee-Burn riders on auto insurance and Cell- Phone