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KLASA C
Dołączył: 24 Lis 2010
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Wysłany: Śro 4:18, 15 Gru 2010 |
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d on to discover 3 simple steps for solving money problems.,[link widoczny dla zalogowanych]
Step 1: Be Honest with Yourself.
Money can induce hallucinations. It鈥檚 not exactly a medical fact, but you can鈥檛 deny that a lot of people fall prey to their fantasies when faced with money. A person who never had to work a day in their life, for example, might insist that the dwindling amount of cash in their bank account is not dwindling at all. That鈥檚 denial.
If you鈥檙e really serious about solving money problems, you need to be realistic with your situation. While the truth is sometimes hard to swallow, it鈥檚 also the first step to dealing with money problems.
Step 2: Be Willing to Make Sacrifices.
Sometimes, solving money problems demands a sacrifice or two. If your problem is budgeting, then you need to accept that certain luxuries you might have been able to afford before must be given up... at least until you find a way to start earning a stable income or unless you're using it as a certain reward to motivate you.
Learn to be economical. Instead of taking a cab to work, get up early and take the bus or the subway. Skip the Starbucks. Make your own coffee at home or at work. Sometimes, it鈥檚 the little things that make up most of your expenses.
Step 3: Don鈥檛 be Afraid to Ask for Help.
Solving money problems can be a sensitive issue. However,[link widoczny dla zalogowanych], there is no shame in asking for the advice of others. If you have a trusted family member who is good with finances and numbers, perhaps you can solicit a little bit of advice from them.
If you don鈥檛 want to discuss your finances with family, why don鈥檛 you seek out a professional? If you can鈥檛 hire a professional due to budget constraints, you can try sending letters to financial magazines and/or newspaper columns that focus on money matters instead. You can also do the research yourself.
One thing you should not do, however, is to discuss money with your friends... unless your friend is both trustworthy and capable of giving financial advice. One way to know if they are qualified is to know their current status in life. You want to get advice from someone who 鈥渨alks the talk.鈥� Someone who is already financially stable and has the experience to back it up,[link widoczny dla zalogowanych], not from one who is broke or makes wrong decisions when it comes to money.
Solving money problems is something many people goes through. Whether you鈥檙e a hot shot entrepreneur or a student working part-time, you need to learn how to deal with financial problems. After all,[link widoczny dla zalogowanych], you won鈥檛 always have your parents or your financial adviser around to vanquish all your money problems away.
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