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Wysłany: Sob 2:20, 15 Sty 2011 |
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v class="googleright">Before you buy a house [link widoczny dla zalogowanych], it is very important that you consider several factors. You need to check the price, then location and the state of the property. These are all essential to ensure that you purchase your dream home. However, there is one other thing you need to check before you buy a house, and that is the HOA rules.
The homeowners association:
This is an association formulated by the developers to help manage and maintain common areas in the community. Townhouses and condominiums also have this. They are given the responsibility to maintain then shared properties like pools, basketball courts parks and the like. They are also authorized to collect membership fees to help them facilitate the community. They can also set up rules. Such rules will prevent conflict and chaos in the community.
Why are HOA rules important?
Rules are very important because these guide people. They will know what is allowed and what is prohibited. Without rules, it will be difficult for people to live harmoniously. One thing you have to remember when talking about HOA rules is that they are not the same. One association may allow residents to own a lot of pets. However some communities will limit it into one. Some rules may be acceptable to others but they may not be acceptable to you. This is why it is very important that you check the rules beforehand.
Why check the rules?
If you want to be comfortable living in your house, you need to be comfortable with the rules of your HOA. If you do not approve of them [link widoczny dla zalogowanych], it would be difficult to stay comfortable because you will feel uneasy following them. If you do not abide by the rules, you will get in trouble. Your neighbors will dislike you and might even face legal complaints.
So what are then things you need to check?
One of the things you need to look at first is the membership fee. HOAs collect membership fees either monthly or annually. The amount is usually used to maintain the different amenities and facilities. Some have higher fees than others. If the fee is way above your budget, look for another house.
If you have pets [link widoczny dla zalogowanych], check their policy regarding having pets. Some only allow households to have one or two pets. Others do not allow pets at all. If you were allergic to domestic animals, then you would probably prefer this neighborhood.
You also need to check their policies on home renovations and home additions. Some communities do not allow major alterations in the property especially if you are in a historic district. But if you are a builder who wants to renovate and personalize a property, you might want to look for a home in a different neighborhood.
Then HOA rules can significantly affect your stay in your home. Such rules can either help you or annoy you. To make sure that you live comfortably, see to it that you approve of their rules before you purchase a house.
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