tory burch shoes A message system in China _6582

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A message system in China

Need to strictly distinguish between fact and opinion. Common credit report as the United States in the past often paid with a credit for consumers who view, and even the evaluation of their parents, but later has nothing to do with the fact of such cancellation information, only the investigative report was related to the content. Once the information base to need to be: ~ Dr finishing. Foreign banks to be assessed on personal credit,[link widoczny dla zalogowanych], the use of subjective judgments and credit scoring method. The latter is more commonly used. The results need to maintain adequate rates On information sharing, the first unified planning should be emphasized to reduce the various financial institutions, credit rating of individuals the phenomenon of fragmentation. Commercial banks to the database and a letter of compatible software and support. Data encryption and security technology needs to be improved. 3. Privacy Policy. Access to consumer credit report of the main qualifications required clearly defined, and the need to be assessed by the people themselves agree. Developed by the United States in 1970, jury summons. For the negative credit report information, you need to be deleted after a specified number of years. If foreign bankruptcy record keeping period is usually 10 years, tax evasion and criminal record-keeping for 7 years. 4. Improve the legal protection. Developed countries in the establishment of private credit system and the development process, the Ministry issued a number of laws and regulations relating to consumer credit, the formation of a set of comprehensive legal system for personal credit. Such as the U.S. consumer credit environment in the passed four laws,[link widoczny dla zalogowanych], namely, Law, . Recommendations issued by China as soon as possible, 5. Established bankruptcy system, consumer credit insurance and property declaration system. Far less than individuals in the personal assets and liabilities may also be the case free of charge, should be the implementation of personal bankruptcy. Personal bankruptcy system is a necessary complement to individual credit system, allowing the bankrupt the exemption of debt, while not high consumption of its provisions, and limit consumer credit. The implementation of the individual consumer credit insurance, the insurance system is a financial industry to help reduce the bank loss, increase their enthusiasm for consumer credit. Also May 25, 1995, China issued Narrow the scope of the provisions of its reporting, penalties for lesser violations, and is limited to income reporting, rather than the property declaration. Established within the next property in the community notification system, a message system in order to lay the foundation for the integrity of information, to evidence-based consumer credit. 6. Promotion of credit notary system. The end of 2001, China has increased to 12,931 notaries who notarized the number had increased to 2 million people; notary office has reached 3186, emerged in a number of management is standardized and modernized the notary office. Notary system integrity in building a society increasingly significant role. In ensuring the economic, civil activities,[link widoczny dla zalogowanych], the legality of the subject, to ensure that the economy, the legitimacy of civil and economic, civil entities safeguard their own legitimate rights and interests, have played an important role in the direction of future efforts is to this the role of the expansion, and a letter system and promote complementary. In short, the full range of efforts, China's personal credit system in China can push the References 1. Jiandong: Sun Dongsheng: High Qin Wei: Ding Weijie: Author: Department of Finance,[link widoczny dla zalogowanych], Nankai University
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